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Monday, December 1, 2008

Texas Health Insurance Basics

 
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At different points in history, Texas had six separate flags flying overhead: From the flag of the Confederacy to that of Spain, France, Mexico and even one that flew over Texas when it wasn't a state but a country. But it was the flag of the United States that was finally raised over Texas in 1845, and it that flag that still remains.

Now, Texas is in a health care transition. Historically, Texas has led the United States in health insurance statistics, but not in a good way. With nearly twenty-five percent of the population without insurance, Texas is only now beginning to improve these numbers by making it easier for residents to qualify for government assistance. Slowly, health insurance carriers in Texas are offering better quality and more affordable health insurance to members throughout the state. Click a link below to find out more about different components of Texas health insurance.

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Understanding Texas Healthcare and Insurance

  • Insurance Regulations in Texas: Learn about the state's health insurance regulations, including the guidelines that insurance companies must follow when forming an individual or family policy.

  • Small Business: Find out what the state is doing for small businesses and learn about guaranteed renewability and guaranteed issue.

  • Individuals: Learn about HMO, PPO and HSA plans, in addition to child-only policies, short-term coverage, student policies and Medicare supplement plans.

  • Family: Texas families are offered the same plans as individuals, for a slightly higher deductible. Also read about the family advantage to being enrolled in the Texas High Risk Insurance pool.

  • Recent Texas Health News: Find out what the government is doing to make health care more affordable for residents of Texas.

  • Moving to Texas: If you're moving to Texas, this page will give you an idea of what you'll need to do to finalize your move. You'll also find out what makes Texas different than other states when it comes to insurance coverage, and read some interesting facts about the Lone Star State.

 

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